CCJ’s & Defaults

When you receive notification of a County Court Judgement, you have one month in which to pay the amount in full before the CCJ become registered with the Register of County Court Judgement. Once registered even if paid in full at a later date it will remain on your credit record for six years.

This will affect your credit history, but it is not the end of the world.

IT MAY STILL BE POSSIBLE TO GET FINANCE.

FACTS

• Natural Mortgage Solutions will consider everyone, help and advise you on your most appropriate options. Whether you have one or seven CCJ’s against your name.
• In many instances you will be able to remortgage your home to pay off any outstanding CCJ’s or other debts.
• Natural Mortgage Solutions will help you get back on your feet and help you get back to a high street lender over time.

 

THE OVERALL COST FOR COMPARISON IS 7.95% APR

The actual rate will depend on your circumstance. Ask for a personalised illustration. Paying off short term loans and credit cards with a mortgage could cost you more over the long term.

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

---

ONLINE TRACKING
We will keep you regularly updated and provide you with our ONLINE TRACKING service so that you can monitor the progress of your application 24hrs a day.

YOUR RATE REMINDER
Once your mortgage is up and running we will then provide you with a rate reminder service. This will ensure that when your special rate ends you will know all your options and the best available mortgage rates, to stop you paying lenders standard variable rate. By making the most appropriate choices could save you tens of thousands of pounds over time!